Just Won the Lottery? Here’s What to Do Next

A close-up view of red and white lottery balls showing winning numbers, symbolizing a major Powerball jackpot win.

Two lucky Powerball ticket holders—one in Missouri, the other in Texas—matched all six numbers in the September 6, 2025, drawing, claiming a $1.787 billion jackpot. Each winner now faces a high-stakes decision: take the $410.3 million lump sum or receive $893.5 million over 30 years in annual payments. With federal and potential state taxes looming, strategic action is crucial.

What Should You Do If You Win?

1. Stay Quiet, Stay Safe

   Sign your ticket, store it securely, and avoid public announcements until you speak with legal and financial advisors.

   
   

2. Choose the Right Payout

   Lump sum offers fast access, but an annuity ensures long-term income. Pick based on age, goals, and financial literacy.

   
   

3. Build Your Dream Team

   Hire a tax attorney, financial planner, and accountant—preferably those experienced in sudden wealth.

   
   

4. Plan Like a Pro

   Avoid impulsive spending. Create a long-term wealth plan, explore trusts, and consider charitable giving.

   
   

5. Protect Your Peace

   Emotional stress often follows public wins. Set boundaries early to maintain your mental, financial, and emotional health.

   
   

   Call to Action

   Winning the lottery isn’t just about luck—it’s about legacy. Whether you’re playing or planning, treat wealth like a seed, not a shortcut. Talk to your elders, build with intention, and protect what you grow.

   
   

   References

   Folk, Z. (2025, September 7). Two winners will split second-largest Powerball jackpot in history. Forbes. https://www.forbes.com/sites/zacharyfolk/2025/09/07/two-winners-will-split-second-largest-powerball-jackpot-in-history/